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  • By: Robert Maines, Esq.
Smiling mother and son sitting outside, relating to understanding child support in Tennessee

What Child Support Really Covers

When it comes to child support in Tennessee, every parent has a basic obligation to provide for their child. This includes the essentials:

  • Housing
  • Food
  • Clothing
  • Transportation
  • Education needs
  • Work-related childcare
  • Health insurance premiums
  • Uninsured medical costs such as deductibles, copays, or orthodontics
  • Reasonable entertainment and extracurricular activities

From prom to field trips, every child deserves the chance to participate in the same opportunities as their peers. Child support ensures that those needs are consistently met, even after parents separate.

Who Benefits From Child Support?

A common question parents ask is whether child support benefits the child or the other parent. The truth is simple: it benefits the child.

Think back to when you were married. When both parents’ income went into the same household account, no one questioned whether money spent on housing, food, or even a car payment supported the child. The same principle applies after separation.

Child support reflects the combined income that once supported the child under one roof. If one parent previously earned two-thirds of the household income and the other earned one-third, those proportions remain the same. The child’s standard of living should not drop simply because the parents are no longer together.

Legal Requirements

Tennessee law is clear about what child support must cover. At a minimum, it includes:

  • Housing, food, and clothing
  • Transportation
  • Basic education costs
  • Health care, including insurance premiums and recurring medical expenses
  • Childcare related to work
  • Reasonable extracurricular and entertainment costs

Child support is designed to maintain the same standard of living the child had before the parents separated.

Reducing Stress Through Clarity

One of the biggest sources of conflict in family law is money. But when parents understand how child support is calculated, it removes guesswork and provides stability. Tennessee uses an income shares model. Both parents’ incomes are combined and entered into a state-provided spreadsheet with a built-in algorithm. The calculation takes into account:

  • Each parent’s income
  • Parenting time (overnights with each parent)
  • Number of children
  • Credits for other children from other relationships
  • Credits for health, dental, or vision insurance payments
  • Work-related childcare expenses

The spreadsheet then calculates each parent’s percentage of financial responsibility. From there, it determines which parent owes support and how much.

The result? Predictability. Parents can focus on raising their children instead of fighting about money. And children benefit most when their parents shift attention away from disputes and toward their well-being.

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